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New Roofing and Roof Repairs

With Smart Financing you can have a complete roof installation or get financing for roof repairs. With the average roofing installation costing between $5,000 and $11,000, it can seem daunting and be stressful to figure out how to pay for your roofing project. Smart Financing with Alabama Power takes all the guesswork out of your hands. When it is time to get your roof replaced or fixed, think of Smart Financing with Alabama Power.

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Roof Repair

 Water damage, cracked shingles, mold growth, and other forms of damage can require costly roof repairs. Don’t worry about a large upfront check; pay with our hassle-free, affordable financing options. 

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Roof Replacement

 A new roof can quickly become a daunting investment. With Alabama Power Smart Financing, we make paying for your roof replacement a breeze. 

How Smart Financing Works


  • Your service provider will guide you through the application process and help determine qualification options available through the Powered by Regions program.
  • If approved, you will be presented with your rate options.
  • Your service provider will complete the project, and you can relax.
  • All loan documents can be signed electronically, and copies will be emailed to you.
Alabama Power is proud to be a trusted name and company since 1906. With Alabama Power Smart Financing, you can expect the following outstanding benefits: flexible rate options designed to fit your budget, quick and simple application process, secure process with a brand name you can trust and anyone can apply, not just Alabama Power customers.
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Frequently Asked Questions

Can You Get Financing for a New Roof?

Roof financing with Alabama Power is as easy as 1-2-3! To get started, head to our approved service provider list to find a roofing contractor based on your location and preferences. Then, contact your service provider, who will work with you to begin the application process. You can even get pre-approved beforehand with our convenient online application! Once approved select your financing plan, have the work completed, and sign the documents, that’s it! Your new roof will be ready to enjoy.

How Can I Get Started with My New Roof Replacement Financing?

Contact an approved Smart Financing service provider to start with Alabama Power Smart Financing. Whether you need a roof repair or replacement, you can find a service provider near you who offers financing options with Alabama Power. And no, you don’t have to be an Alabama Power customer to qualify! Get pre-approved for financing or wait until your service provider arrives. They can walk you through the process.

How do I know if my roof can be repaired or if it needs to be replaced?

Consider the age, warranty, condition, history, and material life expectancy of your roof before making any decisions. Be aware of leaks, damaged or missing shingles, daylight peaking through, and granule loss. Even with this knowledge, the best way to determine the right course of action for your roof is to hire a professional roofing contractor to perform a roof inspection and give you an estimate including the cost and benefit of each option.

How long should my roof last?

The lifespan of a roof depends on quality, durability, type of roof material, environmental factors, and maintenance. An average roof could last 20 years, but some materials could last longer or shorter. Yearly maintenance should prolong the lifespan but it is always best to consult a professional to understand your roof’s timeline.

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