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Home Energy Efficiency Financing Services

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Electrical Panel Upgrades

 Conserve power for significant long-term savings without draining your savings account with electrical panel financing. 

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EV Charging Installation

 Never search for a charging station again with hassle-free financing for at-home EV charging installation. 

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Electrical Wiring

 Small changes make big impacts when it comes to electrical wiring; take advantage of affordable payment options. 

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Smart Home Technology/Security

 Protect your family and enjoy industry advancements without dropping a big penny with Smart Financing. 

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Electrical Equipment

 Upgrade circuit breakers, transformers, magnetic starters, and more—all at an affordable monthly rate. 

How Smart Financing Works


  • Your service provider will guide you through the application process and help determine qualification options available through the Powered by Regions program.
  • If approved, you will be presented with your rate options.
  • Your service provider will complete the project, and you can relax.
  • All loan documents can be signed electronically, and copies will be emailed to you.
Alabama Power is proud to be a trusted name and company since 1906. With Alabama Power Smart Financing, you can expect the following outstanding benefits: flexible rate options designed to fit your budget, quick and simple application process, secure process with a brand name you can trust and anyone can apply, not just Alabama Power customers.
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Frequently Asked Questions

How Can I Get Started with Electrical Financing?

To start your journey with Smart Financing, head to our Find a Dealer page, where you can select an approved dealer for your electrical needs. Your dealer will walk you through the rest! If you’d rather check out your financing options before your dealer arrives, you can get pre-approved from this site. You must have a valid email to start the process. Through that email, we will communicate your approval status, financing plans, and more. You can choose to finance electrical upgrades and enhancements, like revolutionary Smart Home technology, EV charger installs, electrical wiring, and so much more. Contact a Smart Financing Dealer to learn more about electrical upgrades that can make your home both sustainable and functional.

I just purchased an electric vehicle, what EV charger type should I have installed in my home?

There are three major factors to ponder when considering a home EV charger: the output of the household circuit you’re connecting to, the output of the EV charging equipment, and the rate of charging that your vehicle can handle. The most commonly found EV charger in a household is a Slow Charger (aka Level 1). It can plug in to a standard household 110/120 V outlet. It takes a comparatively longer time to completely charge the electric vehicle but is safe, reliable, and clean in your home. A Fast Charger (aka Level 2) delivers power at 220-240 volts and at a higher current, similar power used by your clothes dryer. This charger will be the fastest and most efficient way to juice up your vehicle at home and will require an electrician to install.

Do I need to update my electrical panel to install an EV charger?

This will depend on whether you have an open circuit on your modern electrical panel. It is always best to consult a professional for guidance when dealing with electricity.

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