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Heating & Cooling Services We Finance with AC Financing

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Heating & Cooling

If you’re looking for a new HVAC replacement but worried about the investment’s cost, Alabama Power Smart Financing can help. The financing terms include minimum monthly payments to make your purchase more manageable.

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Heat Pump

 With heat pump financing from your local service dealer, you can get the best bang for your buck, even during winter. 

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Dual Fuel

 Dual-fuel systems contain both electric heating and a gas furnace. With our financing opportunities, you can get the best of both. 
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Geothermal

 Save the planet with affordable financing options on all qualifying geothermal HVAC systems. 
Smart Home/Security Equipment

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Mini Split

 Heat and cool any room with a flexible, energy-efficient, all-in-one system. Mini-splits are easily placed in areas with no ductwork! 

How Smart Financing Works with Convenient Monthly Payments

  • Your service provider will guide you through the application process and help determine qualification options available through the Powered by Regions program.
  • If approved, you will be presented with your rate options.
  • Your service provider will complete the project, and you can relax.
  • All loan documents can be signed electronically, and copies will be emailed to you.
Your service provider will guide you through the application process and help determine qualification options available through the Powered by Regions program. If approved, you will be presented with your rate options. Interest charges can apply during any billing cycle if certain conditions are met. Your service provider will complete the project, and you can relax. A minimum interest charge may apply if interest is incurred during billing cycles. All loan documents can be signed electronically, and copies will be emailed to you.

Alabama Power is proud to be a trusted name and company since 1906. With Alabama Power Smart Financing, you can expect the following outstanding benefits: flexible rate options designed to fit your budget, a quick and straightforward application process, a secure method with a brand name you can trust, and anyone can apply, not just Alabama Power customers.
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Frequently Asked Questions

Can You Finance an HVAC Unit?

Yes! Contact an approved Smart Financing service provider to start with Alabama Power Smart Financing. These financing options are provided by an equal housing lender, ensuring fair lending practices. From there, you can fill out an application with your dealer and get approved fast. A late payment fee may apply if not made on time. Check out your rates, sign the documents, and then relax! Your service dealer will take it from there, but remember to make the minimum monthly payments to avoid additional charges and ensure your monthly payment plan stays on track. Wells Fargo Bank offers specific credit card programs that provide flexible financing terms and promotional rates for HVAC installations.

What is HVAC?

HVAC stands for Heating, Ventilation, and Air Conditioning. It refers to the systems and technologies that regulate and maintain indoor environmental comfort. These systems provide thermal comfort and acceptable indoor air quality in residential, commercial, and industrial buildings. HVAC systems control temperature, humidity, and airflow, ensuring that spaces are appropriately heated, cooled, ventilated, and sometimes dehumidified.

What are the benefits of a Heat Pump?

Higher heating efficiency, generally cheaper to run, replaces both heating and cooling systems, has no gas or CO risk, reduces maintenance cost, doesn’t burn fossil fuels, decreases carbon footprint, and is better for the environment.

Why would a dealer suggest a dual fuel system?

A dual fuel system uses a heat pump in hot or mild temperatures and a furnace in cold temperatures, switching between the two depending on which is more efficient. It saves time and energy getting your home to the desired temperature.

Can I have ductwork, a water heater, or plumbing work installed simultaneously if I need a new HVAC unit?

Yes, if you are using one dealer and the total cost of the job remains under the amount you were approved (not to exceed $25,000), you can have all the work done under one smart financing application.

Ready to Get Started? Find a Dealer Near You!

Find your local service dealer, schedule an appointment, and discover affordable financing with Alabama Power Smart Financing.

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